Residential Loan Programs

Listed below are some of the loan programs offered by Hardin Mortgage Company:

• Conventional "A" credit home loans
• Conventional "Sub-Prime" loans for hard-to-qualify borrowers and borrowers with prior credit problems
• ARM's (Adustable Rate Mortgages) offer low starting interest rates
• "COFI" ARM's, that offer low starting interest rate
• 80+10+10 programs without private mortgage insurance
• 80+15+5 programs without private mortgage insurance
• 80+20 programs provide 100% financing without private mortgage insurance
• Community Home Buyer's Programs
• "No Income Verification" and "Stated Income" (for the self-employed and salaried)
• VA Loans
• SubPrime loans with Seller carrying second lien for 95% to 100% cumulative loan to value
• SubPrime loans with Seller paying all of the closing cost
• 80+20 SubPrime loans offer 100% financing for persons with brused credit or high debts
• Many other types of loans for owner-occupied and investor-owned properties